Instead of getting started you tell yourself: "Not now, it's not the right time." You tell yourself tomorrow, next week, next month or even next year.
You come up with excuses to put things off and it goes on and on. The days turn into weeks, then months and then years go by, and you never get started.
You have created a habit of putting things off. You keep telling yourself to wait. You are no further ahead; you are still where you were stagnant.
Start living the life you want to live. Take control of your life. Be in charge of it.